12-21-2020 BOC Regular Meeting - Laserfiche WebLink

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• IV. BROADENED TRANSPORTATION EXPENSES However, the most we will pay for COVERAGE EXTENSION -ALL VEHICLE TYPES any expenses for loss of use is the limit of insurance shown in the Subparagraph a. Transportation Expenses under Schedule above for Loss Of Use paragraph 4. Coverage Extensions as found in Expenses Per Day, subject to the paragraph A. Coverage (SECTION III -PHYSICAL maximum limit of insurance shown DAMAGE COVERAGE) is deleted and replaced by in the Schedule above for Loss Of the following: Use Expenses Maximum Limit. a. Transportation Expenses VI. The following is added to paragraph A. COVERAGE (SECTION III - PHYSICAL DAMAGE We will pay per day up to the limit of insurance COVERAGE): shown in the Schedule above for Broadened 5. Hired Auto Physical Damage Transportation Expenses Increased Limits Per Day, subject to the maximum limit of insurance If hired "autos" are covered "autos" for Liability shown in the Schedule above for Broadened Coverage under this policy and if Physical Transportation Expenses Maximum Limit, for Damage Comprehensive Coverage, Physical temporary transportation expense incurred by Damage Specified Causes Of Loss Coverage, you because of the total theft of a covered or Physical Damage Collision Coverage is "auto". We will pay only for those covered provided under this policy for any "auto" you "autos" for which you carry either own, then such Physical Damage Coverages Comprehensive or Specified Causes of Loss are extended to apply to "autos" you hire Coverage. We will pay for temporary without a driver, subject to the following transportation expenses incurred during the provisions: period beginning 48 hours after the theft and a. The most we will pay for any "accident" or ending, regardless of the policy's expiration, "loss" under this Hired Auto Physical when the covered "auto" is returned to use or Damage Coverage is the lesser of: we pay for its"loss". (1) The limit of insurance shown in the V. BROADENED LOSS OF USE EXPENSES Schedule above for Hired Auto COVERAGE EXTENSION Physical Damage Coverage - Any One Accident Or Loss; Subparagraph b. Loss Of Use Expenses under (2) The actual cash value, including an paragraph 4. Coverage Extensions as found in adjustment for depreciation and paragraph A. Coverage (SECTION III -PHYSICAL physical condition in the event of a total DAMAGE COVERAGE) is deleted and replaced by "loss"; or the following: (3) The cost of repairing or replacing the b. Loss Of Use Expenses damaged or stolen hired "auto" with other property of like kind and quality, For Hired Auto Physical Damage, we will pay minus a $500 deductible. No deductible expenses for which an "insured" becomes applies to"loss"caused by fire or lightning. legally responsible to pay for loss of use of a vehicle rented or hired without a driver, under a b. Subject to the limit of insurance and written rental contract or agreement. We will deductible provisions provided in paragraph pay for loss of use expenses if caused by: 5.a. above, we will provide coverage equal to the broadest Physical Damage Coverage (1) Other than collision only if the Declarations applicable to any covered "auto" shown in indicate that Comprehensive Coverage is the Declarations. provided for any covered "auto"; c. This Hired Auto Physical Damage (2) Specified Causes Of Loss only if the Coverage does not apply to any "auto" you Declarations indicate that Specified Causes lease, hire, rent or borrow from any of your Of Loss Coverage is provided for any "employees", partners (if you are a covered"auto"; or partnership), members (if you are a limited liability company), or members of their (3) Collision only if the Declarations indicate households. that Collision Coverage is provided for any d. This Hired Auto Physical Damage covered"auto". Coverage is excess over all other collectible insurance. CAD 09 04 05 08 Includes copyrighted material of Insurance Services Office, Inc.,with its permission Page 3 of 6 Copyright,Insurance Services Office,Inc.,2000 Donegal Insurance Group