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3 <br />"Base flood" means the flood having a one percent change of being <br />equalled or exceeded in any given year. <br />"Development" means any man-made change to improved or unimproved real <br />estate, including, but not limited to, buildings or other structures, <br />mining, dredging, filling, grading, paving, excavation or drilling <br />operations. <br />"Flood" or "Flooding" means a general and temporary condition of partial <br />or complete inundation of normally dry land areas from: <br />(1) the overflow of inland or tidal waters; and <br />(2) the unusual and rapid accumulation or runoff of surface <br />waters from any source. <br />"Flood Hazard Boundary Map (FHBM)" means the official map issued by the <br />Federal Insurance Administration where the Areas of Special Flood Hazard <br />have been designated as Zone A. <br />"Floodway" means the channel of a river or other watercourse and the <br />adjacent land areas that must be reserved in order to discharge the <br />base flood without cumulatively increasing the water.surface elevation <br />more than one foot. <br />"Habitable floor" means any floor usable for living purposes, which <br />includes working, sleeping, eating, cooking or recreation, or a <br />combination thereof. A floor used only for storage is not a "habitable <br />floor". <br />"Mobile Home" means a structure, transportable in one or more sections, <br />which is built on a permanent chassis and designed to be used with or <br />without a permanent foundation when connected to the required utilities. <br />It does not include recreational vehicles or travel trailers. <br />"Structure" means a walled and roofed building that is principally above <br />ground, as well as a mobile home. <br />"Substantial improvement" means for a structure built prior to the enact- <br />ment of this ordinance, any repair, reconstruction, or improvement.of a <br />structure the cost of which equals or exceeds 50 percent of the market <br />value of the structure either, (1) before the improvement or repair is <br />started, or (2) if the structure has been damaged and is being restored, <br />before the damage occurred. For the purposes of this definition, <br />